[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kontrolawebu.cz\/i-hypoteka-muze-pomoci\/#Article","mainEntityOfPage":"https:\/\/www.kontrolawebu.cz\/i-hypoteka-muze-pomoci\/","headline":"I hypot\u00e9ka m\u016f\u017ee pomoci","name":"I hypot\u00e9ka m\u016f\u017ee pomoci","description":"Jsou chv\u00edle, kdy soukrom\u00e9 podnik\u00e1n\u00ed vyn\u00e1\u0161\u00ed, tedy plynou z n\u011bj zisky. A pak jsou pro zm\u011bnu doby, kdy toto pen\u00edze naopak vy\u017eaduje, proto\u017ee se zkr\u00e1tka neda\u0159\u00ed. Z\u00e1le\u017e\u00ed na nejednom faktoru, d\u016fsledky jsou ale poka\u017ed\u00e9 stejn\u00e9. Kdy\u017e se da\u0159\u00ed, m\u016f\u017ee si podnikatel u\u017e\u00edvat, kdy\u017e ale ne, m\u00e1 sm\u016flu a mus\u00ed pen\u00edze sehnat n\u011bkde jinde. Jen\u017ee kde? […]","datePublished":"2019-11-07","dateModified":"2019-11-07","author":{"@type":"Person","@id":"https:\/\/www.kontrolawebu.cz\/author\/#Person","name":"","url":"https:\/\/www.kontrolawebu.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/baa231f7e1963b29d6549eb0e137b049d877d4e97c51386f463c7d4fc98329bd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/baa231f7e1963b29d6549eb0e137b049d877d4e97c51386f463c7d4fc98329bd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kontrolawebu.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kontrolawebu.cz\/wp-content\/uploads\/img_a369420_w2042_t1581585879.jpg","url":"https:\/\/www.kontrolawebu.cz\/wp-content\/uploads\/img_a369420_w2042_t1581585879.jpg","height":0,"width":0},"url":"https:\/\/www.kontrolawebu.cz\/i-hypoteka-muze-pomoci\/","about":["Web"],"wordCount":441,"articleBody":"   Jsou chv\u00edle, kdy soukrom\u00e9 podnik\u00e1n\u00ed vyn\u00e1\u0161\u00ed, tedy plynou z n\u011bj zisky. A pak jsou pro zm\u011bnu doby, kdy toto pen\u00edze naopak vy\u017eaduje, proto\u017ee se zkr\u00e1tka neda\u0159\u00ed. Z\u00e1le\u017e\u00ed na nejednom faktoru, d\u016fsledky jsou ale poka\u017ed\u00e9 stejn\u00e9. Kdy\u017e se da\u0159\u00ed, m\u016f\u017ee si podnikatel u\u017e\u00edvat, kdy\u017e ale ne, m\u00e1 sm\u016flu a mus\u00ed pen\u00edze sehnat n\u011bkde jinde. Jen\u017ee kde?   To je nejednou ot\u00e1zka, na ni\u017e se jen t\u011b\u017eko hled\u00e1 odpov\u011b\u010f. Proto\u017ee kde m\u00e1 sehnat pen\u00edze n\u011bkdo, komu se nevede a kdo tedy nem\u016f\u017ee poskytnout \u017e\u00e1dn\u00e9 mimo\u0159\u00e1dn\u00e9 z\u00e1ruky, \u017ee p\u016fj\u010den\u00e9 pen\u00edze tak\u00e9 \u0159\u00e1dn\u011b vr\u00e1t\u00ed? N\u011bkomu takov\u00e9mu jenom tak n\u011bkde nep\u016fj\u010d\u00ed. Jakmile bankovn\u00ed \u00fa\u0159edn\u00edci zjist\u00ed, \u017ee o p\u016fj\u010dku \u017e\u00e1daj\u00edc\u00ed podnikatel nem\u00e1 ani dob\u0159e vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, ani dostate\u010dn\u011b velk\u00e9 p\u0159\u00edjmy, ale zato m\u00e1 t\u0159eba z\u00e1znam v registrech dlu\u017en\u00edk\u016f nebo exekuce na krku, je to beznad\u011bjn\u00e9. N\u011bkomu takov\u00e9mu jen tak n\u011bkde nep\u016fj\u010d\u00ed. A lze mluvit o \u0161t\u011bst\u00ed, \u017ee se pak \u0159e\u0161en\u00ed p\u0159ece jenom najde. A to v podob\u011b nebankovn\u00edho produktu zvan\u00e9ho hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu. U t\u00e9to hypot\u00e9ky usp\u011bj\u00ed i ti, kdo maj\u00ed ni\u017e\u0161\u00ed prokazateln\u00e9 p\u0159\u00edjmy z da\u0148ov\u00fdch p\u0159izn\u00e1n\u00ed a k tomu t\u0159eba i z\u00e1znamy v registrech jako BRKI, NRKI a SOLUS. Sta\u010d\u00ed jenom, aby \u017eadatel o tuto hypot\u00e9ku m\u011bl nemovitost, ji\u017e by mohl d\u00e1t po dobu spl\u00e1cen\u00ed p\u016fj\u010dky do z\u00e1stavy a je\u017e pat\u0159\u00ed \u017eadateli nebo n\u011bkomu, kdo je ochoten se za n\u011b zaru\u010dit nemovitost\u00ed svou, a je vystar\u00e1no. Hrav\u011b se z\u00edskaj\u00ed pen\u00edze, kter\u00e9 jsou ur\u010deny na cokoliv, co souvis\u00ed s podnik\u00e1n\u00edm, a to za v\u00fdhodn\u00fdch podm\u00ednek. Kter\u00e9 to jsou? – \u00daroky tu za\u010d\u00ednaj\u00ed u\u017e na t\u0159ech procentech. – Doba spl\u00e1cen\u00ed m\u016f\u017ee b\u00fdt a\u017e t\u0159icetilet\u00e1.  – Pen\u00edze jsou k m\u00e1n\u00ed u\u017e \u010dty\u0159iadvacet hodin po podpisu \u00fav\u011brov\u00e9 smlouvy, v n\u00ed\u017e nejsou \u017e\u00e1dn\u00e9 skryt\u00e9 poplatky nebo jin\u00e9 potenci\u00e1ln\u011b hroz\u00edc\u00ed komplikace. – V\u0161echny p\u016fj\u010den\u00e9 pen\u00edze lze vr\u00e1tit kdykoliv i p\u0159ed\u010dasn\u011b bez sankc\u00ed. Sta\u010d\u00ed tak jenom vyplnit formul\u00e1\u0159 na webu nebankovn\u00ed spole\u010dnosti nebo zatelefonovat a \u010dlov\u011bk m\u00e1 z\u00e1hy pen\u00edze, jich\u017e je mu pro jeho podnik\u00e1n\u00ed t\u0159eba. A to je nejednou velice d\u016fle\u017eit\u00e9, aby se t\u0159eba i zabr\u00e1nilo krachu.                                                                                                                                                                                                                                                                                                                                                                                                   "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"I hypot\u00e9ka m\u016f\u017ee pomoci","item":"https:\/\/www.kontrolawebu.cz\/i-hypoteka-muze-pomoci\/#breadcrumbitem"}]}]